Frequently Asked Questions

Below are answers to the questions Crestview Shutters hears most often from homeowners and business owners across Okaloosa, Walton, and Santa Rosa counties. Every project starts with a free estimate from an independent contractor in the network.

Do I need a permit for hurricane shutters in Crestview?

Permanent systems — accordion, roll-down, colonial, and most polycarbonate installations — typically require a building permit through the City of Crestview or the applicable county office. Removable storm panels installed on existing tracks may not. The contractor handles permitting for any project that requires it.

How long does installation take?

Most single-family homes take one to two days once materials arrive. Storm panel packages can often be installed in a few hours. Larger commercial projects and full-home roll-down systems may take three to five days. The contractor provides a project timeline as part of the written estimate.

Are the products wind-rated and impact-rated?

Yes. Every shutter product installed through the Crestview Shutters network is tested to Florida Building Code opening-protection standards, with impact and wind ratings appropriate for Panhandle exposure. Roll-down and accordion systems typically carry the highest ratings; storm panels and polycarbonate panels meet code when properly installed.

Will hurricane shutters lower my insurance premium?

In most cases, yes. Once installation is complete, a wind mitigation inspection documents your opening protection on the state's OIR-B1-1802 form. Florida insurance carriers use that form to calculate premium credits, and opening protection is one of the largest available discounts. Ask your agent for an estimate of the credit before choosing a product.

What maintenance do hurricane shutters need?

Very little. Accordion and roll-down tracks should be rinsed and lubricated once or twice a year. Motorized units benefit from an annual functional check. Storm panels stored in a garage should be inspected for corrosion before each season. The contractor can walk you through maintenance during handoff.

Will shutters work with my HOA?

Yes. Many communities across Okaloosa and Walton counties, including neighborhoods near Fort Walton Beach, require architectural review before exterior modifications. Colonial and roll-down products are typically the easiest to approve. Contractors in the network prepare submittal packages with product specs, color samples, and drawings.

How much do hurricane shutters cost?

Pricing varies by product, opening count, and access. Storm panels are the most affordable option and often start around $15 to $25 per square foot of protected opening. Accordion shutters generally run $25 to $45 per square foot installed. Roll-down systems, especially motorized, range higher and are priced per opening. The contractor provides a written estimate after the on-site visit.

What areas does Crestview Shutters serve?

Crestview Shutters connects homeowners and businesses with contractors serving Crestview, Baker, Laurel Hill, Niceville, Valparaiso, Fort Walton Beach, Navarre, DeFuniak Springs, Freeport, and surrounding communities across Okaloosa, Walton, and Santa Rosa counties.

Is financing available?

Financing is offered by some contractors in the network. Ask about current options during your free estimate — availability, terms, and qualifying criteria are set by the contractor and their lender.

How do I get started?

Call (850) 801-5890 or fill out the free-estimate form on the contact page. A contractor serving your area will schedule an on-site visit to measure openings, review options, and provide a written quote.

Still Have Questions?

Call us at (850) 801-5890 or send us a message. We are happy to help.

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